Cost and Aid

Working for you on your budget

Funding your academic training is one of the most important aspects of completing your degree program. Midwestern Seminary is happy to equip you with various methods to manage the cost of your education. You can find more information below and even apply for scholarships, financial aid, and military assistance.

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How much does it cost?

Undergraduate

Qualified SBC Non-SBC
On-Campus
Per Credit Hour $315 $485
Tuition (15 credit hours) $4,725 $7,275
Fees $425 per semester
Books $375 (Estimated $75 per class)
Room & Board $4,100 per semester
Semester Total $9,625 $12,175
Year Total $19,250 $24,350
Online
Per Credit Hour $365 $399
Tuition
(12 credit hours per semester)
$4,380 $4,788
Fees $425 per semester
Books $300 (Estimated $75 per class)
Semester Total $5,105 $5,513
Year Total $10,210 $11,026

View General Tuition & Fees

Masters

Qualified SBC Non-SBC
On-Campus
Per Credit Hour $285 $485
Tuition (9 credit hours) $2,565 $4,365
Fees $425 (per semester)
Books $225 (Estimated $75 per class)
Semester Total $3,215 $5,015
Year Total $6,430 $10,030
Online
Per Credit Hour $365 $399
Tuition
(9 credit hours per semester)
$3,285 $3,591
Fees $425 (per semester)
Books $225 (Estimated $75 per class)
Semester Total $3,935 $4,241
Year Total $7,870 $8,482

 

View General Tuition & Fees

Doctoral

Per Semester Total
Ph.D.*
Verified SBC Students $2,806 $22,450
All Other Students $4,334 $34,675
Doctor of Ministry**
Verified SBC Students $1,617 $9,700
All Other Students $2,633 $15,800
Doctor of Educational Ministry**
Verified SBC Students $1,594 $12,750
All Other Students $2,122 $16,975
Doctor of Education*
Verified SBC Students $2,160 $17,280
All Other Students $3,335 $26,680
Doctor of Counseling**
Verified SBC Students $1,833 $11,000
All Other Students $3,300 $18,000

* Paid monthly for 48 months, during which students are required to be continuously enrolled.

** Paid monthly for 36 months, during which students are required to be continuously enrolled.

View All Doctoral Tuition & Fees

How can I pay for it?

1 Financial Aid

Financial Aid FAQ

Federal Pell Grant

Details: Does not have to be repaid. Available only to undergraduates

Award Amounts: Up to $6,345 per academic year. Total amount not to exceed the equivalent of six years of funding.

StudentAid.GOV
 

Federal Work-Study

Federal Work-Study is available for on-campus and local Kansas City metro area students. Federal Work-Study is a program that allows eligible students with financial need as determined by FAFSA to earn money toward their education expenses through part-time employment.

Work-Study Student FAQ

Direct Loans

Subsidized Loans: Loan must be repaid with interest. For undergraduate students; U.S. Department of Education may pay interest while borrower is in school and during grace and deferment periods; student must be attending at least half-time and have financial need. Award Amounts: $3,500–$5,500, depending on grade level.

Unsubsidized Loans: Loan must be repaid with interest. For undergraduate and graduate students; borrower is responsible for all interest; student must be enrolled at least half-time; financial need is not required. Award Amounts: $5,500–$20,500 (less any subsidized amount received for the same period), depending on grade level and dependency status.

For total lifetime limits and current interest rates, go to StudentAid.gov/sub-unsub. To obtain loans, students must also complete master promissory note and entrance counseling at studentaid.gov.

The Office of Financial Aid has established a set of principles and policies to govern educational lending practices for undergraduate, graduate and professional students. Our staff will follow this Code of Conduct to ensure the integrity of the student loan process.

The Student Loan Code of Conduct is available for review

2 Scholarships

Scholarship Application

Merit-based Scholarships

Over the years, Midwestern Seminary and Spurgeon College has committed its institutional resources to help students earn a biblical education that is second to none and more affordable than all. To advance these efforts, new scholarship opportunities have been developed for incoming students. All new students are encouraged to apply for the following scholarship awards:

Scholarship Name Amount Qualifications
The Charles Spurgeon Award for Christian Leadership $5,000 Full Time Students, 3.75 Incoming GPA, On-Campus Students Only
The Millard Berquist Founders Award $2,500 Full Time Students, 3.50 Incoming GPA, On-Campus Students Only
The Lottie Moon Ministry Award $1,000 Full Time Students, 3.00 Incoming GPA, On-Campus and Online Students

Endowed Scholarships

MBTS and Spurgeon College students benefit from scholarships donated by over 70 various individuals and organizations. These endowed scholarships are awarded based on several different criteria. Most endowed scholarships are need based, so the student is also required to complete the FAFSA. All new and current residential students are welcome to apply, though current residential students will be prioritized. Apply for all of these scholarships by completing the Institutional Scholarship Application.

How to Apply

To apply for merit-based and/or endowed scholarships, complete the Institutional Scholarship Application before the appropriate deadline.
 

Deadlines

Fall
Priority Deadline: March 15
Final Deadline: June 15

Spring
Final Deadline: November 15

Scholarship Application

Other Scholarships and Grants

Student Leadership Program

The Student Leadership Program is an annual opportunity beginning each fall for seminary and college residential students to serve the school. Students can receive a $1,200 stipend and 1 free class per semester.
Apply here
 


Timothy Track Program

First-year full-time residential MDiv students can receive ministry training in a local church context as well as a 50% scholarship toward on-campus classes.
Apply here
 


Spurgeon College Ambassador Program

The Spurgeon College Ambassador Program is an annual opportunity for college students to serve the college’s residential programs and events. Students can receive a $1,000 stipend and 1 free class per semester.
Apply here
 


Spurgeon College Internship

Spurgeon College Interns serve the Dean of the College with research and recruiting efforts. Interns receive a $1,000 stipend and 1 free class per semester.
Apply here

 

Kern Accelerate Minority Leadership Scholarship

The Kern Accelerate Minority Leadership Scholarship is an opportunity for qualified minority students entering the Accelerate – MDiv program to receive two years of financial award while serving in student leadership roles at Spurgeon College.
Apply here
 


Spurgeon Center Scholarship

The Spurgeon Center offers $500 scholarships to Spurgeon Center Scholars who work closely with the Curator of the Spurgeon Library.
Apply here
 


Church Contribution Scholarship

First-year residential students whose church donates a minimum of $500 toward their education are eligible to apply for this $250 scholarship. Submit this form to financialaid@mbts.edu
Apply here
 


Student’s Spouse Tuition Grant

Spouses of full-time, degree-seeking students taking on-campus classes are eligible to receive a Student’s Spouse Tuition Grant.
Apply here

 

Student’s Child Tuition Grant

Children of full-time, degree-seeking students taking on-campus classes are eligible to receive a Student’s Child Tuition Grant.
Apply here
 


Fusion Scholarship

Students who have completed Fusion are eligible for a scholarship that covers one on-campus course the fall semester immediately following the completion of Fusion.
Apply here
 


Missions Scholarships

MBTS offers scholarships for IMB personnel, Macedonia Project participants, and returning Journeyman/ISC.
Apply here
 


Outside Scholarships

MBTS and Spurgeon College will also work with students who pursue outside scholarship programs.
Apply here

3 Veterans/Active Military Benefits


Department of Veterans Affairs (VA) Educational Assistance

Midwestern students may receive benefits under one of the following program chapters:

30 – Montgomery GI Bill-Active Duty

31 – Vocational Rehabilitation and Employment (VR&E)

33 – Post-9/11 GI Bill

35 – Dependents’ Educational Assistance program, or DEA

1606 – Montgomery GI Bill-Selected Reserve

1607 – Reserve Educational Assistance Program (REAP)

For more information, login at https://benefits.va.gov/gibill/

Current students, please complete and submit the Request for Enrollment Certification of VA Education Benefits Form not less than 30 days after each enrollment or registration change. Click here for the form ›

For any questions, please contact financialaid@mbts.edu and military@mbts.edu for military education.

 

Vocational Rehabilitation

Qualifying students should contact their Vocational Rehabilitation counselor who will notify Financial Services of eligibility. Vocational Rehabilitation students must continue to contact Financial Services each semester that they intend to use their benefits prior to the semester due date.

DoD Tuition Assistance (TA) Program

Military Tuition Assistance (TA) is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. The Tuition Assistance Program will fund up to 100 percent of your college tuition and certain fees with the following limits:

  • Not to exceed $250 per semester credit hour or $166 per quarter credit hour
  • Not to exceed $4,500 per fiscal year, October 1 through September 30

Midwestern is a signatory of the Department of Defense (DoD) Tuition Assistance Program Memorandum of Understanding (MOU) and eligible to receive TA. TA is not a loan; it should be viewed as money earned just like base pay. TA is usually paid directly to Midwestern by the individual service for tuition and eligible fees.

Active duty military and reservists interested in obtaining Tuition Assistance must check with their Education Services Officer to determine whether they are eligible. Students are encouraged to contact their Education Office at least 30 days prior to their anticipated enrollment date.

Each service has its own criteria for eligibility, obligated service, application processes, and restrictions. Students should log on to the following links to apply for TA authorization:

What are my next steps?

After receiving financial aid, scholarships, and other types of aid, the financial services office can assist you in making payments and/or setting up monthly payment plans.

Visit Financial Services for more information and to view tutorial videos.

There are four primary ways to pay your bill:

  1. Using your financial aid and scholarships
  2. Payment in full
  3. Monthly payment plans
  4. International student payment

Get Started

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