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Cost and Aid

Working for you on your budget

Funding your academic training is one of the most important aspects of completing your degree program. Midwestern Seminary is happy to equip you with various methods to manage the cost of your education. You can find more information below and even apply for scholarships, financial aid, and military assistance.

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How much does it cost?

Undergraduate

Qualified SBC Non-SBC
On-Campus
Per Credit Hour $375 $485
Tuition (12 credit hours) $4,500 $5,820
Fees $560 per semester
Books $300 (Estimated $75 per class)
Food and Housing $5,245 per semester
Semester Total $10,605 $11,925
Year Total $21,210 $23,850
Online
Per Credit Hour $400 $475
Tuition
(12 credit hours per semester)
$4,800 $5,700
Fees $510 per semester
Books $300 (Estimated $75 per class)
Semester Total $5,610 $6,510
Year Total $11,220 $13,020

View General Tuition & Fees

Masters

Qualified SBC Non-SBC
On-Campus
Per Credit Hour $305 $500
Tuition (9 credit hours) $2,745 $4,500
Fees $560 (per semester)
Books $225 (Estimated $75 per class)
Semester Total $3,530 $5,285
Year Total $7,060 $10,570
Online
Per Credit Hour $380 $450
Tuition
(9 credit hours per semester)
$3,420 $4,050
Fees $510 (per semester)
Books $225 (Estimated $75 per class)
Semester Total $4,155 $4,785
Year Total $8,310 $9,570

 

View General Tuition & Fees

Doctoral

Per Semester Total
Ph.D.*
Verified SBC Students $3,344 $26,750
All Other Students $5,119 $40,950
Doctor of Ministry**
Verified SBC Students $1,917 $11,500
All Other Students $2,833 $17,000
Doctor of Educational Ministry*
Verified SBC Students $1,747 $13,975
All Other Students $2,263 $18,100
Doctor of Education*
Verified SBC Students $2,391 $19,125
All Other Students $3,638 $29,100
Doctor of Counseling**
Verified SBC Students $1,833 $11,000
All Other Students $3,300 $18,000

* Paid monthly for 48 months, during which students are required to be continuously enrolled.

** Paid monthly for 36 months, during which students are required to be continuously enrolled.

View All Doctoral Tuition & Fees

You can use the Net Price Calculator to see an estimate of the scholarships and other financial aid you may be eligible to receive.


The Department of Education uses an estimated Cost of Attendance to determine each student’s eligibility for federal aid. For more information about those costs, click here.

How can I pay for it?

1 Financial Aid

Financial Aid FAQ

Federal Pell Grant

Details: Does not have to be repaid. Available only to undergraduates

Award Amounts: Up to $7,395 per academic year. Total amount not to exceed the equivalent of six years of funding.

StudentAid.GOV

Federal Work-Study

Federal Work-Study is available for on-campus and local Kansas City metro area students. Federal Work-Study is a program that allows eligible students with financial need as determined by FAFSA to earn money toward their education expenses through part-time employment.

Work-Study Student FAQ

Direct Loans

Subsidized Loans: Loan must be repaid with interest. For undergraduate students; U.S. Department of Education may pay interest while borrower is in school and during grace and deferment periods; student must be attending at least half-time and have financial need. Award Amounts: $3,500–$5,500, depending on grade level.

Unsubsidized Loans: Loan must be repaid with interest. For undergraduate and graduate students; borrower is responsible for all interest; student must be enrolled at least half-time; financial need is not required. Award Amounts: $5,500–$20,500 (less any subsidized amount received for the same period), depending on grade level and dependency status.

For total lifetime limits and current interest rates, go to StudentAid.gov/sub-unsub. To obtain loans, students must also complete master promissory note and entrance counseling at studentaid.gov.

The Office of Financial Aid has established a set of principles and policies to govern educational lending practices for undergraduate, graduate and professional students. Our staff will follow this Code of Conduct to ensure the integrity of the student loan process.

The Student Loan Code of Conduct is available for review

QUESTIONS ABOUT FINANCIAL AID?

For questions, please schedule a call with our Financial Aid Counselor or email us at [email protected].

You can use the Net Price Calculator to see an estimate of the scholarships and other financial aid you may be eligible to receive.

Our school code to use for the FAFSA is 002485.

2 Scholarships

Scholarship Application

Merit-based Scholarships

Over the years, Midwestern Seminary and Spurgeon College has committed its institutional resources to help students earn a biblical education that is second to none and more affordable than all. To advance these efforts, new scholarship opportunities have been developed for incoming students. All new students are encouraged to apply for the following scholarship awards:

Scholarship Name Amount Prerequisites*
The Charles Spurgeon Award for Christian Leadership $5,000 Full Time Students, 3.75 Incoming GPA, On-Campus Students Only
The Millard Berquist Founders Award $2,500 Full Time Students, 3.50 Incoming GPA, On-Campus Students Only
The Lottie Moon Ministry Award $1,000 Full Time Students, 3.00 Incoming GPA, On-Campus and Online Students

* Prerequisite criteria determines who will be considered for each award but not who will receive each award. Students who meet the prerequisites are not guaranteed a scholarship award.

Endowed Scholarships

MBTS and Spurgeon College students benefit from scholarships donated by over 60 various individuals and organizations. These endowed scholarships are awarded based on several different criteria. Most endowed scholarships are need based, so the student is also encouraged to complete the FAFSA. All new and current residential students are welcome to apply, though current residential students will be prioritized. Apply for all of these scholarships by completing the Institutional Scholarship Application.

How to Apply

To apply for merit-based and/or endowed scholarships, complete the Institutional Scholarship Application before the appropriate deadline.

Deadlines

Fall
Priority Deadline: March 15
Final Deadline: May 15

Spring
Final Deadline: November 15

Scholarship Application

QUESTIONS ABOUT SCHOLARSHIPS?

For questions, please schedule a call with our Financial Aid Counselor or email us at [email protected].

Other Scholarships and Grants

Student Leadership Program

The Student Leadership Program is an annual opportunity beginning each fall for seminary and college residential students to serve the school. Participating students will receive a $2,000 stipend per semester.
Apply here


Timothy Track Program

First-year full-time residential MDiv students can receive ministry training in a local church context as well as a 50% scholarship toward on-campus classes.
Apply here


Spurgeon College Ambassador Program

The Spurgeon College Ambassador Program is an annual opportunity for college students to serve the college’s residential programs and events. Students can receive a $1,000 stipend and 1 free class per semester.
Apply here


Spurgeon College Internship

Spurgeon College Interns serve the Dean of the College with research and recruiting efforts. Interns receive a $1,000 stipend and 1 free class per semester.
Apply here

 

Kern Accelerate Minority Leadership Scholarship

The Kern Accelerate Minority Leadership Scholarship is an opportunity for qualified minority students entering the Accelerate – MDiv program to receive two years of financial award while serving in student leadership roles at Spurgeon College.
Apply here
 


Spurgeon Center Scholarship

The Spurgeon Center offers $500 scholarships to Spurgeon Center Scholars who work closely with the Curator of the Spurgeon Library.
Apply here
 


Church Contribution Scholarship

First-year residential students whose church donates a minimum of $500 toward their education are eligible to apply for this $250 scholarship. Submit this form to [email protected]
Apply here
 


Student’s Spouse Tuition Grant

Spouses of full-time, degree-seeking students taking on-campus classes are eligible to receive a Student’s Spouse Tuition Grant.
Apply here

 

Student’s Child Tuition Grant

Children of full-time, degree-seeking students taking on-campus classes are eligible to receive a Student’s Child Tuition Grant.
Apply here
 


Fusion Scholarship

Students who have completed Fusion are eligible for a scholarship that covers one on-campus course the fall semester immediately following the completion of Fusion.
Apply here
 


Missions Scholarships

MBTS offers scholarships for IMB personnel, Macedonia Project participants, and returning Journeyman/ISC.
Apply here
 


State Scholarships

MBTS and Spurgeon College will work with students who pursue scholarship programs from one of our states.
Apply here

3 Military & Veteran Benefits


DEPARTMENT OF DEFENSE (DOD) TUITION ASSISTANCE (TA) PROGRAM

Midwestern Seminary is a signatory of the Department of Defense (DOD) Tuition Assistance Program Memorandum of Understanding (MOU) and eligible to receive TA. TA is not a loan; it should be viewed as money earned just like base pay. TA is paid directly to Midwestern by the individual service branch for tuition charges within prescribed TA limits.

Military Tuition Assistance (TA) is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. The Tuition Assistance Program will fund a student’s tuition costs within the following limits: 

  • Not to exceed $250 per credit hour or $166 per quarter credit hour.
  • Not to exceed the annual TA limit per fiscal year (October 1 – September 30). 

Each branch of the military has their own annual TA limit. Please consult with your Education Center and your Education Services Officer to determine your eligibility for the TA program and your annual TA limit. Students who intend to use TA are encouraged to contact their Education Center at least 30 days prior to their anticipated enrollment date. 

Department of Veterans Affairs (VA) Educational Assistance

Midwestern Seminary participates in receiving benefits under the following program chapters from the U.S. Department of Veterans Affairs:

30 – Montgomery GI Bill®-Active Duty

31 – Vocational Rehabilitation and Employment (VR&E)

33 – Post-9/11 GI Bill®

35 – Dependents’ Educational Assistance program, or DEA

1606 – Montgomery GI Bill®-Selected Reserve

1607 – Reserve Educational Assistance Program (REAP)

For more information, login at https://benefits.va.gov/gibill/

Current Students: For each term of enrollment that a student intends to utilize their VA education benefits, they must complete the VA Education Benefits Request Form by the published registration deadlines in the Midwestern Seminary Academic Catalog. Failure to submit this form on time may result in delays in the payment of benefits by the VA.

Additional Information: Undergraduate and Accelerate students who are eligible for VA education benefits are eligible under a different facility code and school name. To apply for VA education benefits under Spurgeon College, please use the following school name: Midwestern Baptist Theological Seminary DBA Spurgeon College.

Online graduate students who are eligible for a housing allowance as a part of their VA education benefits should consult with the Military Education Liaison prior to entering their desired program of study. Depending on the student’s anticipated courseload, they may not be eligible for full housing benefits. For questions, please email Anna Stewart at [email protected].


GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA).

What are my next steps?

After receiving financial aid, scholarships, and other types of aid, the financial services office can assist you in making payments and/or setting up monthly payment plans.

Visit Financial Services for more information and to view tutorial videos.

There are four primary ways to pay your bill:

  1. Using your financial aid and scholarships
  2. Payment in full
  3. Monthly payment plans
  4. International student payment

Get Started

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