Cost of Attendance

Midwestern Seminary and Spurgeon College is required to calculate Cost of Attendance (COA) annually in accordance with Section 472 of the Higher Education Act to determine a student’s eligibility for federal financial aid. Cost of Attendance is an estimation of costs that a student may incur as they pursue their degree, but it does not necessarily reflect what a student will pay to pursue their degree.

Cost of Attendance includes direct costs and indirect costs. Direct costs are costs charged directly by the school to the student, including tuition, fees, campus housing, and meal plans. Indirect costs are expenses a student may incur to maintain a modest standard of living, but they are not expenses that the student is charged by the school. Indirect costs can include textbooks, gas, car maintenance, plane tickets, groceries, clothing, and personal care items.

If you would like to review our direct costs, please visit our Cost & Aid page. If you have questions about Cost of Attendance after reviewing this page, please contact us at financialaid@mbts.edu.

Undergraduate 9 month COA

	Undergraduate 9 Month COA
Tuition & Fees	$9,400
Housing & Food	$11,310
Books & Supplies	$1,004
Personal & Misc	$2,783
Transportation	$1,681
Total	$26,178

Tuition & Fees is calculated under the assumption of full-time enrollment in 12 credit hours. For on-campus students, the COA uses the residential tuition rate, and for at-home and off-campus students, the COA uses the online tuition rate.
Housing & Food is calculated based upon whether a student is living on campus or off campus. For on-campus students, the COA uses semesterly dorm room and meal plan charges, or monthly rent charges for students living in an on-campus apartment. For off-campus students, Housing & Food is estimated based upon rent pricing trends from 2022 for the Kansas City Metro area and food budget trends for 2022 from USDA.
Personal & Miscellaneous is calculated based upon data from the US Bureau of Labor Statistics regarding annual costs for miscellaneous budget items like clothing and personal care. This calculation is approximate and does not definitively constitute what a student may spend on such items.

Graduate 9 Month COA

	Graduate 9 Month COA
Tuition & Fees	$6,310
Housing & Food	$13,528
Books & Supplies	$1,004
Personal & Misc	$2,783
Transportation	$1,681
Total	$25,307

Tuition & Fees is calculated under the assumption of full-time enrollment in 9 credit hours. For on-campus students, the COA uses the residential tuition rate, and for off-campus students, the COA uses the online tuition rate.
Housing & Food is calculated based upon whether a student is living on-campus or off-campus. For on-campus students, Housing & Food is estimated based upon monthly rent charges for on-campus apartments and food budget trends from USDA for 2022. For off-campus students, Housing & Food is estimated based upon rent pricing trends from 2022 for the Kansas City Metro area and food budget trends for 2022 from USDA.
Personal & Miscellaneous is calculated based upon data from the US Bureau of Labor Statistics regarding annual costs for miscellaneous budget items like clothing and personal care. This calculation is approximate and does not definitively constitute what a student may spend on such items.

Doctoral 9 Month COA

	Doctoral 9 Month COA
Tuition & Fees	$7,276
Housing & Food	$13,839
Books & Supplies	$1,004
Personal & Misc	$2,783
Transportation	$2,802
Total	$27,705

Tuition & Fees is calculated under the assumption of full-time enrollment in 4 credit hours. For our doctoral programs, semesterly tuition and fee charges vary based upon the student’s chosen program of study. For more information about tuition and fees for each of our doctoral programs, please visit our Cost & Aid page.
Housing & Food is calculated based upon whether a student is living on-campus or off-campus. For on-campus students, Housing & Food is estimated based upon monthly rent charges for on-campus apartments and food budget trends from USDA for 2022. For off-campus students, Housing & Food is estimated based upon rent pricing trends from 2022 for the Kansas City Metro area and food budget trends for 2022 from USDA.
Personal & Miscellaneous is calculated based upon data from the US Bureau of Labor Statistics regarding annual costs for miscellaneous budget items like clothing and personal care. This calculation is approximate and does not definitively constitute what a student may spend on such items.

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