Funding Your Education

Scholarships  |  Veterans/Active Military  |  Vocational Rehabilitation  |  Federal Student Aid

For more information about tuition due dates and payment options, see the Financial Services Page.


The monthly tuition payment plan is the best option for students to pay for their education while attending and earn their degree without incurring debt. This option gives students the flexibility of paying their tuition, housing, and meal plans in affordable, monthly payments from a checking or savings account. There’s no interest and payments are automatic, with a low setup fee of $25. To apply for the payment plan and to see all the details, go to


Applying for a scholarship is easy. Simply click on the application link listed beneath each listing to begin the process. Unless specifically indicated otherwise, online students are not eligible for our institutional or endowed scholarships.


Institutional scholarships are awarded to qualifying students. In most cases, scholarships are awarded on a yearly basis, disbursed half in the fall semester and the other half of the award in the spring semester. Students must be enrolled full-time to be considered for any of the following scholarships and will be awarded only one scholarship per academic year, unless otherwise indicated. Unless specifically indicated otherwise, online students are not eligible for institutional scholarships.

Academic Excellence Scholarship. This scholarship is available for the initial academic year of enrollment only to students with a GPA of 3.5 or higher in high school or college transfer work. (This scholarship is funded in part by the Samuel Ayers and Mildred Ayers Scholarship Fund.)

Church Contribution Scholarship. This scholarship is available for the initial academic year of enrollment. Midwestern will match $250 for any student whose church donates a minimum of $500 toward their education. A Church Contribution Scholarship form, found on the web site, must be completed and submitted with the church scholarship. Online students are not eligible for this scholarship. This scholarship may be combined with another institution scholarship.

Fusion Scholarship. Midwestern offers a scholarship to any student who completes Phase 2 of Fusion. This scholarship covers one on-campus class each semester up to three years following completion of Fusion Phase 2.

Fusion scholarship awarding criteria:

  1. Must be enrolled in fourteen (14) credit hours per semester as an Undergraduate student
  2. Admissions application must be completed and student must be fully admitted into a degree-seeking program indicated on the application.

Kern Foundation (Accelerate) Scholarship. There are a limited number of scholarships available for students in the Accelerate program. Students should contact the director of the program for information on requirements and how to apply.

Spurgeon Student Scholarship. The Spurgeon Center offers a limited number of scholarships to students demonstrating exceptional promise in the practice of ministry. Spurgeon Student Scholars work closely with the Curator of the Spurgeon Library. Students in residential Master of Divinity programs are priority recipients. The scholarship award is $500 per semester.

Student Leadership Scholarship. The student leadership program is administered annually by the Institutional Relations office. Students chosen to participate in this program receive a scholarship equivalent to one course each semester they serve. For further information, go to

Student’s Child Tuition Grant. Children of full-time, degree-seeking students (twelve or more credit hours for undergraduate students and nine or more credit hours for graduate students) are eligible to receive a Student’s Child Tuition Grant. The grant is 25% of the child’s tuition rate. The grant does not apply to fees. The student’s child tuition grant does not apply to children of doctoral students. Online courses do not qualify toward this grant.

Student’s Spouse Tuition Grant. Spouses of full-time, degree-seeking students (twelve or more credit hours for undergraduate students and nine or more credit hours for graduate students) are eligible to receive a Student’s Spouse Tuition Grant. The grant is 50% of the spouse’s tuition rate. The grant does not apply to student fees. The student spouse tuition grant does not apply to spouses of doctoral students. Online courses do not qualify toward this grant.


IMB Personnel Scholarship. This scholarship is available to all appointed IMB personnel who are currently completing or who have completed field personnel orientation at the International Learning Center (ILC). This scholarship covers 50% of tuition charges for online and on-campus classes. This scholarship does not apply to doctoral classes. Eligible IMB Personnel include: Career and Apprentice Missionaries, Journeyman (while on field deployment) and International Service Corps.

Prior to the initial scholarship award, students must complete the Missions Scholarship Application. This form must be on file prior to the initial award. If at any time the student ceases to be eligible due to a change in IMB Missionary status, Midwestern must be notified immediately.  A letter of certification from the sending organization is required.

Macedonia Project Scholarship. In partnership with the International Mission Board, participants may take one seminary course per eight-week term while they are on the field and receive a scholarship equal to 50% of tuition for the course from Midwestern. Participants may receive the remaining 50% scholarship from the IMB. Students must apply for participation in the Macedonia Project with the Personnel Selection Department of the IMB.

Returning Journeyman/ISC Scholarship. Awarded to a Journeyman/ISC participant returning within one year of service. A full tuition scholarship for the first two semesters toward a master’s degree at Midwestern’s main campus (residential courses only). It is non-renewable and applicants may not transfer from another seminary. A letter of certification from the sending organization is required.


Each year Midwestern’s students benefit from scholarships donated by individuals and organizations to financially assist students with paying their educational expenses. Scholarships are awarded based on the following criteria: financial need, academic achievement (GPA), major course of study, future ministry plans, and/or recommendations from administration or faculty. Only one application needs to be completed in order to be considered for almost 70 different scholarships. Most endowed scholarships are need based, so the student is also required to complete the FAFSA. Unless specifically indicated otherwise, online students are not eligible for endowed scholarships.


Outside scholarships are scholarships that students will use as additional funding. We encourage students to contact their home Baptist State Convention, State Foundation, Association and/or Church as they may offer scholarships to those seeking ministry degrees. Below is a list of select outside scholarships that may be of interest to Midwestern students. We continue to update our list as scholarships become known so talk with a Financial Services representative about others that may be available.

GuideOne Foundation Scholarship. As one of America’s leading insurers of churches, the GuideOne Foundation is offering four $2,500 scholarships to students who are actively pursuing a future career in ministry and meet the below criteria.


  • Junior and senior religious studies students, graduate religious studies students and any individuals in seminary are eligible. Please note that you must plan to be enrolled in your program of study for the following fall semester to be eligible.
  • Students must be attending accredited colleges, universities or seminaries within the United States and District of Columbia.
  • Minimum cumulative grade point average of 3.25 is required.
  • Transcript and one letter of recommendation are required. Unofficial transcripts will be accepted.
  • Applicant is required to submit an essay that explains why they chose to pursue their degree and how they plan to use their education and future career in ministry. Essay should be double spaced and not exceed 350 words.

You can obtain more information and apply on the GuideOne Foundation Scholarships page. Please note that all applications, essays, transcripts and letters of recommendation must be submitted electronically together at the same time.

South Carolina Baptist Convention Scholarships. The Executive Board of the South Carolina Baptist Convention offers two (2) types of scholarships for those seeking a church related vocation. The Church Related Vocational Scholarship (CRVS) is for undergraduate students and the Richard Furman Scholarship (RF) is for SBC seminary students and SCBC university students seeking a master’s degree. The deadline for the Richard Furman and Church Related Vocational Scholarships is March 15, 2016. For more information email Click here for more information

Bivocational Planter Seminary Scholarship. The North American Mission Board offers a tuition reimbursement program for lead bivocational pastors and SBC church planters in the Send Network that have already completed a  bachelor’s degree. Each qualified planter in the Send Network or bivocational pastor is eligible to receive a maximum of $2,400 per year towards a fully online master’s degree. This reimbursement will be made after completing a semester and receiving a grade of B or higher. Individuals will submit their grades and proof of payment at the end of a semester for reimbursement.

Eligible students should complete the application form by clicking here prior to registering at Midwestern. Please submit the application to

Charles B. Keesee Educational Fund.  Grants ranging from $4,000 up to $8,000 per year for a maximum of four years may be available to students who plan to enter the full-time Baptist ministry or religious work in the Baptist denomination who attend one of the listed seminaries or divinity schools. Students must be enrolled in a Master’s degree program.  Students may take one on-line course to count toward the hours required to receive a Keesee grant.   A student in an eligible Master’s degree who receives a grant during the fall or spring may qualify for an additional amount during the following summer session for up to three summers.

Students in the Doctor of Ministry Degree may qualify for a grant of $2,000 to $3,000 per year for a maximum of three years.

Click here for more information about how to apply.

Additional Outside Scholarship Links

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Department of Veterans Affairs (VA) Educational Assistance

Midwestern students may receive benefits under one of the following program chapters:

30 – Montgomery GI Bill-Active Duty

31 – Vocational Rehabilitation and Employment (R&E) VetSuccess

32 – The Post-Vietnam Veterans’ Education Assistance Program, or VEAP

33 – Post-9/11 GI Bill

35 – Dependents’ Educational Assistance program, or DEA

1606 – Montgomery GI Bill-Selected Reserve

1607 – Reserve Educational Assistance Program (REAP)

Login at for more information.

Additional Links

Up-Front Tuition Assistance (TA)

Military Tuition Assistance (TA) is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. Congress has given each service the ability to pay up to 100% for the tuition expenses of its members.

Midwestern is a signatory of the Department of Defense (DoD) Tuition Assistance Program Memorandum of Understanding (MOU) and eligible to receive TA. TA is not a loan; it should be viewed as money earned just like base pay. TA is usually paid directly to Midwestern by the individual service for tuition and eligible fees.

Active duty military and reservists interested in obtaining Tuition Assistance must check with their Education Services Officer to determine whether they are eligible. Students are encouraged to contact their Education Office at least 30 days prior to their anticipated enrollment date.

Each service has its own criteria for eligibility, obligated service, application processes, and restrictions. Students should log on to the following links to apply for TA authorization:



Air Force (Common Access Card required):

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Vocational Rehabilitation

Qualifying students should contact their Vocational Rehabilitation counselor who will notify Financial Services of eligibility. Vocational Rehabilitation students must continue to contact Financial Services each semester that they intend to use their benefits prior to the semester due date.

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Midwestern participates in the Pell Grant and Direct Loan programs through the U. S. Department of Education. Undergraduate and masters students who meet certain eligibility requirements can receive federal student aid. Students are required to complete the FAFSA at

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Details: Does not have to be repaid. Available only to undergraduates

Award Amounts: Up to $5,775 per academic year. Total amount not to exceed the equivalent of six years of funding.


Subsidized Loans: Loan must be repaid with interest. For undergraduate students; U.S. Department of Education may pay interest while borrower is in school and during grace and deferment periods; student must be attending at least half-time and have financial need. Award Amounts: $3,500–$5,500, depending on grade level.

Unsubsidized Loans: Loan must be repaid with interest. For undergraduate and graduate students; borrower is responsible for all interest; student must be enrolled at least half-time; financial need is not required. Award Amounts: $5,500–$20,500 (less any subsidized amount received for the same period), depending on grade level and dependency status.

For total lifetime limits and current interest rates, go to To obtain loans, students must also complete master promissory note and entrance counseling at

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