
COST AND AID
Working for You on Your Budget
Funding your academic training is one of the most important aspects of completing your degree program. Midwestern Seminary is happy to equip you with various methods to manage the cost of your education. You can find more information below and even apply for scholarships, financial aid, and military assistance.
How Much Does it Cost?
Undergraduate
SBC
2025–26 Academic Year
Per Credit Hour
$390
Tuition (12 Hours Per Semester)
$4,680
Semester Fees
$600
Semester Food & Housing
$5,545
Per Semester Total
$10,825
Annual Total
$21,650
Per Credit Hour
$415
Tuition (12 Hours Per Semester)
$4,980
Semester Fees
$530
Semester Total
$5,510
Annual Total
$11,020
Undergraduate
Non-SBC
2025–26 Academic Year
Per Credit Hour
$499
Tuition (12 hours per semester)
$5,988
Semester Fees
$600
Semester Food & Housing
$5,545
Semester Total
$12,133
Annual Total
$24,266
Per Credit Hour
$495
Tuition (12 hours per semester)
$5,940
Semester Fees
$530
Semester Total
$6,470
Annual Total
$12,940
Master's
SBC
2025-26 Academic Year
Per Credit Hour
$315
Tuition (9 hours per semester)
$2,835
Semester Fees
$600
Semester Total
$3,435
Annual Total
$6,870
Per Credit Hour
$390
Tuition (9 hours per semester)
$3,510
Semester Fees
$530
Semester Total
$4,040
Annual Total
$8,080
Master's
Non-SBC
2025-26 Academic Year
Per Credit Hour
$515
Tuition (9 hours per semester)
$4,635
Semester Fees
$600
Semester Total
$5,235
Annual Total
$10,470
Per Credit Hour
$460
Tuition (9 hours per semester)
$4,140
Semester Fees
$530
Semester Total
$4,670
Annual Total
$9,340
Doctoral
SBC
2025-26 Academic Year
Per Semester
$3,475
Total
$27,800
Per Semester
$1,975
Total
$11,850
Per Semester
$1,825
Total
$14,600
Per Semester
$2,488
Total
$19,900
Doctoral
Non-SBC
2025-26 Academic Year
Per Semester
$5,325
Total
$42,600
Per Semester
$2,917
Total
$17,500
Per Semester
$2,350
Total
$18,800
Per Semester
$3,788
Total
$30,300
Doctoral Tuition Schedule
PhD, DEdMin, and EdD: Tuition is paid monthly for 48 months, during which times students are required to be continuously enrolled.
DMin: Paid monthly for 36 months, during which students are required to be continuously enrolled.
How Can I Pay for It?
Federal Pell Grant
Details: Does not have to be repaid. Available only to undergraduates.
Award Amounts: Up to $7,395 per academic year. Total amount not to exceed the equivalent of six years of funding.
Federal Work-Study
Federal Work-Study is available for on-campus and local Kansas City metro area students. Federal Work-Study is a program that allows eligible students with financial need as determined by FAFSA to earn money toward their education expenses through part-time employment.
Direct Loans
Subsidized Loans: Loan must be repaid with interest. For undergraduate students. The U.S. Department of Education may pay interest while borrower is in school and during grace and deferment periods. To be eligible, the student must be attending at least half-time and have financial need. Award amounts: $3,500–$5,500, depending on grade level.
Unsubsidized Loans: Loan must be repaid with interest. For undergraduate and graduate students. The borrower is responsible for all interest. To be eligible, the student must be enrolled at least half-time; financial need is not required. Award amounts: $5,500–$20,500 (less any subsidized amount received for the same period), depending on grade level and dependency status.
For total lifetime limits and current interest rates, go to StudentAid.gov/sub-unsub. To obtain loans, students must also complete Master Promissory Note and entrance counseling at studentaid.gov.
The Office of Financial Aid has established a set of principles and policies to govern educational lending practices for undergraduate, graduate, and professional students. Our staff will follow this Code of Conduct to ensure the integrity of the student loan process.
The Student Loan Code of Conduct is available for review.
Questions About Financial Aid?
For questions, please schedule a call with our Financial Aid Counselor or email us at [email protected].
You can use the Net Price Calculator to see an estimate of the scholarships and other financial aid you may be eligible to receive.
Our school code to use for the FAFSA is 002485.
Merit-based Scholarships
Over the years, Midwestern Seminary and Spurgeon College has committed its institutional resources to help students earn a biblical education that is second to none and more affordable than all. To advance these efforts, new scholarship opportunities have been developed for incoming students. All new students are encouraged to apply for the following scholarship awards:
Scholarship Name | Amount | Prerequisites* |
---|---|---|
The Charles Spurgeon Award for Christian Leadership | $5,000 | Full–Time Students, 3.75 or Higher Incoming GPA, On-Campus Students Only |
The Millard Berquist Founders Award | $2,500 | Full–Time Students, 3.50 or Higher Incoming GPA, On-Campus Students Only |
The Lottie Moon Ministry Award | $1,000 | Full–Time Students, 3.00 or Higher Incoming GPA, On-Campus and Online Students |
*Prerequisite criteria determines who will be considered for each award but not who will receive each award. Students who meet the prerequisites are not guaranteed a scholarship award.
Endowed Scholarships
MBTS and Spurgeon College students benefit from scholarships donated by over 60 various individuals and organizations. These endowed scholarships are awarded based on several different criteria. Most endowed scholarships are need–based, so the student is also encouraged to complete the FAFSA. All new and current residential students are welcome to apply, though current residential students will be prioritized. Apply for all of these scholarships by completing the Institutional Scholarship Application.
How to Apply
To apply for merit-based and/or endowed scholarships, complete the Institutional Scholarship Application before the appropriate deadline.
Deadlines
Fall
Priority Deadline: March 15
Final Deadline: May 1
Spring
Final Deadline: November 14
Questions About Scholarships?
For questions, please schedule a call with our Financial Aid Counselor or email us at [email protected].
Other Scholarships and Grants
Church Contribution Scholarship
First-year residential students whose church donates a minimum of $500 toward their education are eligible to apply for this $250 scholarship. Submit this form to [email protected].
Department of Defense (DOD) Tuition Assistance (TA) Program
Midwestern Seminary is a signatory of the Department of Defense (DOD) Tuition Assistance Program Memorandum of Understanding (MOU) and is eligible to receive TA. TA is not a loan; it should be viewed as money earned, just like base pay. TA is paid directly to Midwestern by the individual service branch for tuition charges within prescribed TA limits.
Military Tuition Assistance (TA) is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. The Tuition Assistance Program will fund a student’s tuition costs within the following limits:
- Not to exceed $250 per credit hour or $166 per quarter credit hour.
- Not to exceed the annual TA limit per fiscal year (October 1–September 30).
Each branch of the military has their own annual TA limit. Please consult with your Education Center and your Education Services Officer to determine your eligibility for the TA program and your annual TA limit. Students who intend to use TA are encouraged to contact their Education Center at least 60 days prior to their anticipated enrollment date.
Department of Veterans Affairs (VA) Educational Assistance
Midwestern Seminary participates in receiving benefits under the following program chapters from the U.S. Department of Veterans Affairs:
30 – Montgomery GI Bill®-Active Duty
31 – Vocational Rehabilitation and Employment (VR&E)
33 – Post-9/11 GI Bill®
35 – Dependents’ Educational Assistance program, or DEA
1606 – Montgomery GI Bill®-Selected Reserve
1607 – Reserve Educational Assistance Program (REAP)
For more information, login at https://benefits.va.gov/gibill/
New Students: New students are responsible for providing a copy of their Certificate of Eligibility or Statement of Benefits from the VA to Midwestern Seminary prior to enrollment certification. Students can submit these documents to the Military Education Liaison by sending an email to [email protected]. Students receiving benefits under Chapter 31 should inform the Military Education Liaison of their intent to use their benefits so that the Military Education Liaison can work with the student’s VR&E counselor for the necessary documentation to begin enrollment certification.
Current Students: For each term of enrollment that a student intends to utilize their VA education benefits, they must complete the VA Education Benefits Request Form by the published registration deadlines in the Midwestern Seminary Academic Catalog. Failure to submit this form on time may result in delays in the payment of benefits by the VA.
Additional Information: Undergraduate and Accelerate students who are eligible for VA education benefits are eligible under a different facility code and school name. To apply for VA education benefits under Spurgeon College, please use the following school name: Midwestern Baptist Theological Seminary DBA Spurgeon College.
Online graduate students who are eligible for a housing allowance as a part of their VA education benefits should consult with the Military Education Liaison prior to entering their desired program of study. Depending on the student’s anticipated courseload, they may not be eligible for full housing benefits. For questions, please contact the Military Education Liaison at [email protected].
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA).
What Are My Next Steps?

After receiving financial aid, scholarships, and other types of aid, the Financial Services Office can assist you in making payments or setting up monthly payment plans.
Visit Financial Services for more information and to view tutorial videos.
There are four primary ways to pay your bill:
- Using your financial aid and scholarships
- Payment in full
- Monthly payment plans
- International student payment